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Regulatory Agencies Issue Final Appraisal and Real Estate Evaluation Guidelines http://ow.ly/1akD4Q # Thanks to Chris Doherty for the question & Mindy at Advantage Credit for the info. http://fb.me/AImAX2Ic # What's the difference between a short sale vs. a foreclosure on my credit report? http://ow.ly/3lzoG # Survey: Americans Split on Timing of Housing Recovery. Discounted Prices Expected http://ow.ly/1alG9x # Purchase Demand Trending Higher. Refinance Apps Decline Again http://ow.ly/1amJkR # Summit County NED's are up year over year while other areas in Colorado are seeing declines. Very curious. http://fb.me/FQVMOvxl # Mortgage Industry Gong Show: Hasty Rule-Making Creates More Confusion http://ow.ly/1anMPu # "Archaic" FICO Model Called Out by NAR. Credit Scoring Due Another Update http://ow.ly/1aoOgq #