Denver home prices show decline – Despite the negative headline, the numbers show Denver is holding up better than some metropolitan areas. Denver didn’t participate in the rapid price inflation the past few years. This seems to be supporting a slower erosion in prices in this soft market. Colorado House kills credit-scoring bill – Last year I testified before the state House on pending mortgage legislation. Representative Bucher held a firm bias against small business men and women. It seemed to me that there was a lack of understanding about the realities of our current credit environment and disturbingly an unwillingness to listen. This tidbit in the DBJ reveals the depth of Rep. Butcher’s understanding around issues of credit. House Bill 1143 was sponsored by Rep. Dorothy Butcher, D-Pueblo, who said the practice of “credit scoring” is unfair because there’s no correlation between credit and risks. As I see it, credit and risk are absolutely correlated. This is why an […]

Well we are finally going to begin showing off our digital selves. Look to these pages in the near future to hear the latest on The J. Berman Group. We are moving into some exciting new areas of mortgage consultation. In addition, the team is undergoing a systematic and structural revamping. The concept is simple: to deliver an excellent financing experience. Our experience, integrity, & knowledge guarantee our customers a simple, well-thought out plan of action that will be financially responsible and in line with their financial goals and expectations. Stay tuned for exciting changes in this space. It’s right around the corner. JB