A mortgage broker serves as an intermediary between the home buyer & the lender. The broker matches the consumers needs with the right lender. Mortgage brokers offer home buyers a choice and have access to the products of hundreds of lenders. The broker does everything a lender would do, checks your credit and work record, arranges for title search and hires the property appraiser. Once all this information is compiled, the broker selects a mortgage lender that will be likely to accept your application based upon the supplied financial data and personal information.